<?xml version="1.0" encoding="UTF-8"?><urlset xmlns="http://www.sitemaps.org/schemas/sitemap/0.9" xmlns:news="http://www.google.com/schemas/sitemap-news/0.9"><url><loc>https://fintechiseasy.com/p/why-your-fintechs-first-1000-users</loc><news:news><news:publication><news:name>Fintech Is Easy</news:name><news:language>en</news:language></news:publication><news:publication_date>2026-04-09T13:01:38+00:00</news:publication_date><news:title>Why your fintech’s first 1,000 users are probably fraudsters, and what to do about it.</news:title></news:news></url></urlset>